Posts Tagged ‘income source’

Same Day Unsecured Loans: A risk free instant financial provision

Friday, April 29th, 2011

It is usually in crisis that you might consider availing loans. By availing loans, you will get to obtain the funds, which then can be utilized to deal with any impending sudden financial crisis.  But, to derive the loans, you will be needed to pledge any precious asset as collateral. What if you do not own any collateral or might not want to pledge any asset as collateral, fearing the risk involved? Keeping all these factors in mind and the situation you are in, it would be ideal to avail the provision of same day unsecured loans.

 

As the name refers, these loans are indeed unsecured in nature and can be attained, without the need of involving any collateral. This in turn results in quick and instant approval of the funds. In some cases, the loan amount released gets deposited in to your bank account in a matter of few hours.

 

Of course to acquire these loans, you will need to fulfill certain requirements, which are listed below:

 

–       A full time job with a fixed and regular income source

–       Bank account that must be in active use

–       Age should be a minimum of 18 years

–       Citizenship of UK

 

If you are in a position to meet these requirements, then you do have a chance to attain these loans. As per your specific requirement, you can attain funds anywhere in the range of £100-£1500. The amount, thus borrowed then has to be repaid over a period of 14- 31 days.

 

While availing these loans, always do remember the fact that the interest rate charged tends to be a bit higher than the normal rates. However, if you do make a comprehensive research of the loan market, you will be in a position to attain the funds against feasible terms and conditions.

 

Availing these loans, using the online facility, offer you the chance to attain the funds, without the need of filing any documentation. The processing is quick, and comes absolutely for free. Besides, you get to avail the funds, without personally visiting the lender.

 

With same day loans, it your chance to attain quick monetary assistance, without undertaking much of a risk.

Article Source: http://www.articlesbase.com/loans-articles/same-day-unsecured-loans-a-risk-free-instant-financial-provision-4701594.html

About the Author

Jason Wong is a senior financial analyst at same day Loans with an acumen for finance. In recent years he has taken up to provide independent financial advice through his informative articles. To find same day loans, same day cash loans, same day payday loans, same day unsecured loans and same day bad credit loans your need visit http://www.sameday-loans.org.uk

How to Collect More Debt

Tuesday, April 26th, 2011

Collecting debt, in order to be as effective as possible, must be done routinely and persistently. Maximizing the amount of debt recovered is contingent upon a variety of
factors, including the debt collector’s willingness to set aside the necessary
time to engage the debtor and recover the amount owed.

Any company can attempt to collect debt, however, a desire to recover monies owed to your company alone, will not guarantee success.

How to Collect More Debt – Be Persistent

In order to collect more debt you must be willing to devote a lot of your time to contacting your debtor. The time spent collecting debt may include many, many failed attempts at
making contact, before the debtor can even become engaged in a dialogue. Many business owners grossly underestimate the time this process can consume. However, the debt must be at the front of your debtor’s attention in order to recover any amount from them. The longer the subject of owing you money is not addressed, the more your debtor will develop a feeling of having gotten away with not paying the debt they owe you. Persistence is the
key to success in debt collecting. Any lack of consistency when collecting debt will greatly reduce the chance that your will recover the money owed.

How to Collect More Debt – Engage the Debtor

Keeping the debt fresh in their mind will greatly increase the chances of recovery. Collecting more debt will also depend on your ability to effectively engage your debtor. Be sure that your debtor understands that you will continue to pursue payment until the matter is resolved. Let the debtor know that you will find out who they are doing business with, who they work for, where their income source is and that you will use any information and all resources available to recover the amount they owe you. Keep in mind, at this stage, you are not simply asking for the account to be paid in full, you already did that when you originally invoiced them and provided them a product or service. You are now demanding the debtor take responsibility and resolve the matter.

How to Collect More Debt – Resources:

Debt Collecting Agency

Debt Collecting Agencies List

Article Source: http://www.articlesbase.com/accounting-articles/how-to-collect-more-debt-4671369.html

About the Author

Business Development Consultant with over 15 years of experience assisting companies in a variety of sectors, including venture capital/investment firms, call centers, real estate, auto, apparel, durable medical supplies, industrial recycling, industrial fabrication, land development, credit management and commercial collections agencies. Areas of expertise include internet marketing, corporate strategic planning, business writing, risk assesment, sales, call center management, credit/collections and international business strategy.

http://www.retaggr.com/Page/KevinMichael

Unemployed Loans – The best of funds at uncertain times

Sunday, April 24th, 2011

Upon losing the stable income source, the circumstances that follow do make a huge dent on your financial credibility. Since you are out of job and unemployed, there is nothing that you can do. Availing funds in the form of external financial assistance seem just impossible. Besides, why would lenders take a huge risk by offering financial assistance to someone with no income source? As a result, you will not be in a position to fulfill your monetary obligations.  Nevertheless, there is still a chance that you can count upon and for the same; you can rely upon the provision of unemployed loans.

 

In order to let you avail the funds conveniently and that too without much of a hassle, there is no need of introducing any precious asset as collateral. The non involvement of collateral allows you to attain the funds, without undertaking much of a risk. As for the approval, it too comes quickly and gets diverted in to your bank account in a matter of few hours.

 

The amount released is a lot based on your current circumstances and repaying ability. Despite the various odds, you can still manage to derive funds, which then can be used to serve various needs. You are free to use the loans to deal with expenses related to paying medical bills, consolidate debts, renovation of home, educational purposes and so forth.

 

It does not matter much, if you are having problems related to CCJs, IVA, arrears and defaults.  Of course, the lenders do not take in to account the credit history, while releasing the funds. Besides, on ensuring to pay back the amount sourced within the stipulated time period, you do have a chance to rebuild the credit score.

 

As for the repayment tenure and the interest rate charged, you will never have any trouble, considering the fact that it is quite flexible. Although, before straightaway selecting any deal, a proper research of the loan market, using the online facility will assist you to get access to suitable terms.

 

Therefore, when the circumstances are not favourable and you do need funds to fulfill your needs and demands, despite not being employed, you can rely upon unsecured loans for unemployed.

 

Article Source: http://www.articlesbase.com/loans-articles/unemployed-loans-the-best-of-funds-at-uncertain-times-4661954.html

About the Author

Matthew Hopkinson is an expert in finance having completed her LLM in Finance (Master of Laws in Finance) and a regular contributor to finance related websites. To learn out more about Loans for Unemployed, Unemployed Loans, Unsecured Loans for Unemployed UK, Unsecured Loans for Unemployed People visit http://www.unsecuredloansforunemployed.co.uk