Archive for April, 2011

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What Can You Do About a Tax Levy?

Wednesday, April 27th, 2011

The IRS doesn’t fool around. When a person owes them money, they use every legal means at their disposal to collect it. One of their most powerful collection tools is the levy. A tax levy is different from a lien. A lien is a claim that is used to secure a tax debt, kind of like collateral. But a levy is when the IRS actually takes your money from an account or from your payckeck. And yes, IRS agents can show up on your doorstep and seize your personal property to satisfy a tax debt if you leave them no option.

What can they take?

Anything that isn’t nailed down! Okay, we’re being a bit dramatic, but the truth is that they can help themselves to just about anything they want. They can take your car, boat, house, or anything else you own that may be sold to recover a tax debt. That’s right! The IRS will sell your stuff, often for much less than it is worth. They can also levy property that is yours but is legally held by someone else, such as bank accounts, wages, retirement accounts, stock dividends, licenses, and rental income. The IRS freely and unabashedly admits this on their website, IRS.gov. They will leave no stone unturned. The IRS can and will go after everything you own if you ignore them for too long.

When a person receives a final IRS notice of levy and right to a hearing, he has just 30 days before the IRS has the legal right to take his personal belongings. The most brutal collection agency on earth usually starts with bank accounts. The IRS will call your bank and tell them to take whatever you owe and send it directly to them. If that were not enough, they can also file a wage garnishment notice with your employer. And if they still aren’t satisfied, they can send IRS agents to your home to take your stuff. They don’t play around!

What can you do?

If you receive a Final Notice of Intent Levy and Notice of Your Right to a Hearing, it informs you of your right to attend a hearing and explain your situation before the IRS drops the hammer. As we mentioned, you will have roughly 30 days before the IRS can begin taking your stuff. Depending on the speed of the mail system and the date printed on the notice, this may actually be less than 30 full days. This is literally your last chance to contact a qualified tax advisor to represent you. Trying to negotiate a favorable settlement with the IRS on your own is foolhardy, at best.

A tax advisor will typically request a Collection Due Process Hearing with the Office of Appeals on your behalf. If there are any bones of contention, your representative can raise them at this hearing. For example, if you paid all of your back taxes before the IRS notice of levy was sent, the process may be abrogated. Also, if you were in bankruptcy when the levy notice was sent, it may be invalid.

More often than not, however, the IRS is on point. But that does not mean the taxpayer will not benefit from representation. An experienced tax advisor may not be able release you from your debt, but he may be able to negotiate more favorable terms by discussing collection options with the IRS. In other words, IRS agents may not show up on your front step and ask for the keys to your home and car.

Article Source: http://www.articlesbase.com/taxes-articles/what-can-you-do-about-a-tax-levy-4675338.html

About the Author

For more information about wage garnishment or tax debt you may visit http://www.txmstr.com.

 

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Forex Trader PRO 2.0 C4 Currency Trend Tracker, C4 Currency Control Center And Cluster Bomb Alerts Is A Forex Trading Breakthrough!

Wednesday, April 27th, 2011

This Forex currency pair “Stalker” gives you an unfair advantage…A few days ago I told you about a video that demonstrates “The Sniper”… one of the exciting enhancements  made for the Forex Trader Pro 2.0 system. Today I want to let you know about another pip-gain providing upgrade to Forex Trader Pro called the C4 Currency Trend Tracker. This one is really interesting…It’s programmed to secretly “stalk” the current and historical currency pairs, and provide you with a candid “snapshot” of the market you can exploit for frequent and outsized pip gains. Again, there’s no way to do this breakthrough improvement justice via a post.

So the guys over at OptionsU Forex Trader produced a video demo of the C4 Currency Trend Tracker. You can watch the video here: And they have one more video coming out in a couple days that you don’t want to miss. It will reveal yet another profit-producing enhancement to the power of Forex Trader Pro 2.0.  So be sure to watch for that. Now you can “stalk” the Forex market and create the edge you need to propel your portfolio forward. See how the C4 Currency Trend Tracker will improve your trading here: And stay tuned for the next “explosive” software enhancement. You’ll see what I mean in the next video, coming your way shortly.

“Explosive” Forex Trading Breakthrough Causes Massive Pip Gains…OK, time for your next video. You’ll get a bang out of this one. It will be fun. But first, did you get a chance to check out OptionsU Forex Trader’s  new C4 Currency Trend Tracker? You know, the new enhancement they made to Forex Trader Pro that secretly “stalks” currency pairs and flat-out SHOWS you what to do to bag portfolio-propelling pip gains?

If not, don’t worry…you can see all of the demonstration videos upon opting in for this final video. In this latest video, I’ll introduce you to their new, easy to use C4 Currency Control Center, along with its most exciting feature they call the “Cluster Bomb Alerts.” This “explosive” major new enhancement to Forex Trader Pro will indeed become your “Control Central” for expert Forex trading.  Again, to understand the actual benefits of these improvements, you’ll need to watch the video.

You know, what you’ll see in these three demo videos is just the tip of the iceberg as far as the power of the new and improved Forex Trader Pro 2.0. So to give you the “Big Picture” of how the new software can take your Forex trading to the next level and beyond, there’s going to be two upcoming webinars.

They will take place on Thursday, May 5, 2011 at noon and 9:00 PM EDT. If you’ve watched any of the past three video demos, you’re all set for the upcoming webinars. You’ve been automatically registered. More details will be forthcoming, so keep an eye out.  Be sure to see how the new “Cluster Bomb Alerts” can ‘explode’ your pip gains to the upside. You can discover that… along with how the new C4 Currency Control Center will help you become an expert trader… by watching the latest video here: And don’t miss the upcoming webinars! More details soon…

Article Source: http://www.articlesbase.com/currency-trading-articles/forex-trader-pro-20-c4-currency-trend-tracker-c4-currency-control-center-and-cluster-bomb-alerts-is-a-forex-trading-breakthrough-4685098.html

About the Author

Mr. Ahmad Hassam has done Masters from Harvard University. He is interested in day trading stocks and currencies! Download this TradeForgeFX Shocking FREE Report that reveals how to go back in time and reverse your losing trades.

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Getting Work Comp Insurance for Your Employees

Wednesday, April 27th, 2011

Things don’t come the way that people want it. It’s right to say that life is full of the unexpected. But hey, you can always do or get something that will make you a little bit prepared for it. Take for example Work Comp insurance for your employees.

While Workers Comp ins is mandatory for companies who operate within the insurance guidelines in the majority of states, you don’t have to think hard to realize Work Comp insurance provides big coverage for a small fee. When the nature of your business is a little more-than-average risky, it’s best to save the trouble by having a reliable Workers Comp ins in place at your organization.

The next thing you’ll probably think about is how you can get the right Work Comp insurance for your people. The following guide can help you with the task.

  • Check your state’s laws regarding Work comp insurance. Certain states such as California have existing laws on Workers Comp INS that need to be followed. The regulations of the laws would determine how you will choose and look for the insurance you should get your employees. It’s best to get good advice to explain the technicalities and details of existing laws and how they may effect your business.
  • Get quotations. The best part about getting Workers Comp ins is that resources are always available through the Internet. Gone are the days when you think that getting insurance would require you to have several meetings with various persuasive insurance agents. It’s a lot better if you get quotations by filling out simple forms on the Internet. Some online Work Comp insurance providers enable you to choose which way you want to receive your quotations.
  • Devise a budget as per the number of your employees. Paying premiums for Work Comp Insurancerequires you to draft a budget decent enough to cover all your employees. Remember that you need to have the exact number of your people whom you plan to have covered. Although the figures of getting Workers Comp ins might not be desirable at first, think about the benefits and savings you’ll get from it in the long run.
  • Choose a reputable Workers Comp ins provider. You can’t entrust your money and your employees’ future to just any Work Comp insurance company.  Research on its reputation and do a background check, if possible. Remember that the insurance company you’ll choose should have a good rating when it comes to reliability in times of need, so the company’s financial rating comes into play.

Article Source: http://www.articlesbase.com/insurance-articles/getting-work-comp-insurance-for-your-employees-4684750.html

About the Author
Workers Comp INS – Learn about Work Comp Insurance on contractorsinsurancespecialists.com. Find info regarding Workers Comp Insurance, how to Deal with Workers Comp INS Problems and much more.

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Miami Beach Condos – Finding The Best Deal

Wednesday, April 27th, 2011

If you are homebuyer in Miami, then you do not have to worry because there are plenty of condos that are available. It is true that these kinds of real estate properties have expensive price on it but it does not mean that you do not have the chance to acquire a low priced condo for you to use during your stays in the city. There is s some steps that you can take in order to get a cheap condo in Miami that offer the best necessities for a comfortable living experience in the area.

Success on your Purchase

Condos are known to be one of the most expensive real estate properties that you can invest. there are some buyers who manage to acquire a low priced condo but in the end they also spend the savings that they got from buying a low priced condo because of the different improvements required in order to make a better place to live in. If you want to make a successful acquisition of Miami Beach condo, then try considering some details to ensure success in condo buying.

The best thing to do is to start by determining your home specifications in order to acquire the condo that will cater your basic needs. You have to consider the size of the condo, division s, facilities, as well as the furniture and fixture in it in case you opt for a finished unit.

Another important factor to consider is the price of the condo unit. It is very important to determine ahead of time how much you can safely dish put for investing such luxury property. Make sure that you do not spend more than what you budgeted since there are some other expenses that you need to take care of during the closing and moving in with the condo unit. It is also important to allot some extra budget for the new furniture and fixtures that you are planning to get as well as if you wish to add some facilities to your condo unit.

Search for Condo

Searching for the right Miami Beach condo is a lot easier today since there are plenty of real estate listings that you can check out. These real estate listings are can be found online. You do not have to check them one by one by visiting them by foot since these condos are can be browse on your computer.

As you browse you will surely enjoy doing the search because you will encounter different Miami Beach condos with different features in wide range of prices. You just have to know what you want and need before doing the search in order to cut time in searching.

Ella Ayson
Miami Beach Condos

Article Source: http://www.articlesbase.com/real-estate-articles/miami-beach-condos-finding-the-best-deal-4685141.html

About the Author

Ella Ayson writes for Jump2top.com – SEO Company

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Online Credit Cards and Financial Responsibility

Wednesday, April 27th, 2011

Getting a credit card in Australia is not something to be rushed as it can be a ticket to the “debt cycle.” Credit cards can be a great asset in the right hands but you need to take a long hard look at your own hands to see if they can handle a credit card responsibly without dragging you into heavy debt.

 

Nowadays there are plenty of resources to help us compare online credit cards and we can even make credit card applications online, but before we get to that stage let’s look at our own spending and repayment habits and make an assessment of our own personal financial management skills.

 

There are plenty of ways to save money by using a credit card wisely so let’s look at a few questions we can ask ourselves that will help us know if we are suited to a credit card: are we responsible enough to pay off the balance within the interest-free period? Will we pay off more than the minimum required to reduce the amount of interest, if possible? Are we responsible enough to avoid high interest charges by not getting a cash advance on our card? Will we only have one card or are we looking at multiple cards? Will we have a credit card limit that reflects what we can afford and not more?

 

If we answer yes to the above questions then the likelihood is we can manage our finances well enough to enjoy the benefits of a credit card without is costing us for years to come. We can browse through the best online credit cards on the Australian personal finance sites that aggregate all the offers and sort them by interest-free period, annual fee, purchase rate, cash advance rate and balance transfer rate. Pick out a couple of the key factors – you probably won’t get everything you want from your card, as the banks always make their money somehow – but concentrating on a long interest free period and a low annual fee might suit what you’re after, for example.

 

Once you have compared and decided you can normally go ahead and make your online credit card application from the same personal finance site. Make sure you have all personal information and financial status information available as you will need to provide this during your application. You will be redirected to a secure site where you will complete the online application and await contact from the issuing authority about its status.

Article Source: http://www.articlesbase.com/credit-articles/online-credit-cards-and-financial-responsibility-4683089.html

About the Author

For more information regarding credit card applications, online credit cards and credit card interest rate, please visit: www.lowerbills.com.au

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